Vacationers, distant staff, and world app customers steadily encounter difficulties with verification and fee when overseas. Every nation has its personal identification programs—equivalent to driver’s licenses, nationwide IDs, and resident registrations—that don’t match globally. Monetary and native apps typically reject foreign-issued playing cards or require native registration, inflicting friction and limiting entry to in any other case nice providers.
Crosshub’s flagship product, B‑Pay, tackles this core problem head-on by eliminating friction in each identification verification and fee. Constructed on IDBlock, the system facilities authentication round universally acknowledged passports, sidestepping various nationwide ID programs and their inconsistencies
B‑Pay and IDBlock streamline onboarding and funds right into a single API circulation. With these, app customers scan their passports utilizing Optical Character Recognition (OCR) and make sure their identification through selfie-based facial recognition. IDBlock leverages a Self-Sovereign Id (SSI) structure and Zero-Data Proofs (ZKP) to confirm identification whereas disclosing minimal knowledge, assembly or beating world privateness requirements like GDPR and CCPA
From right here, B‑Pay securely connects the person to native fee programs within the vacation spot nation. Whether or not paying for rideshares, ordering supply, or reserving lodging, customers can work together with native apps utilizing their foreign-issued card, facilitated seamlessly by the platform’s cross-border infrastructure. This can be a quite common problem for vacationers to Southeast Asia.
B‑Pay’s interface has been rigorously crafted to work throughout cultures. It makes use of easy, icon-based navigation and localized layouts, minimizing textual content dependency. The app contains accessibility options equivalent to darkish mode and colour‑blind assist, making certain broad usability. The design works nicely as a result of it focuses on common visible cues and reduces friction.
Right this moment, foreigners typically depend on money, forex change, or enrolling in native fee apps, which steadily require nationwide ID numbers, native telephone numbers, or home financial institution accounts. Even extensively used financial institution playing cards is probably not accepted on native providers. Verifying identification remotely can take days, notably if involving native banks or bodily doc checks.
In distinction, B‑Pay neatly bypasses these hurdles. Since practically each nation permits passport-based identification for vacationers, IDBlock leverages this world consistency to allow real-time entry to native providers. Integration with fee platforms like Momo in Vietnam, Stripe globally, and others underpins its attain and effectiveness
Crosshub launched in 2024 with sturdy institutional assist. It’s backed by Korea’s Ministry of SMEs and Startups and has current partnerships with Thales, Stripe, and native tremendous‑apps in Korea. As of mid-2025, the corporate is conducting proofs of idea with banks and providers that focus on assist for abroad residents and world vacationers. They not too long ago opened a Tokyo department and plan to open a Singapore department later in 2025.
B‑Pay and IDBlock collectively provide a scalable, privateness‑respecting technique to make “native” providers out there to anybody, anyplace. In impact, it shrinks borders: a traveler can use overseas apps with minimal fuss, a digital nomad can entry native providers with out leaving a paper path, and repair suppliers can open themselves to a world person base with out compliance complications.
With world journey and distant work on the rise, the demand for really world fee options is rising quickly. Crosshub is positioned to make world digital providers extra accessible than ever earlier than, which is a large market.
At CES 2026, Crosshub will showcase B‑Pay and IDBlock. The corporate goals to increase its world partnerships for its API-driven SaaS platform, concentrating on journey, fintech, and e-commerce markets.
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